Introduction

Welcome to http://www.pjhindugymkhana.com ("Site"). This Site is provided to you subject to the following terms & conditions.

Membership Eligibility

Use of the Site is available only to persons who can form legally binding contracts under applicable law of the respective country . Persons who are "incompetent to contract" within the meaning of the Indian Contract Act, 1872 including un-discharged insolvents etc. are not eligible to use the Site in India and as applicable to other country law . If you are a minor i.e. under the age of 18 years but at least 13 years of age you may use this Site only under the supervision of a parent or legal guardian who agrees to be bound by these Terms of Use. If your age is below that of 18 years your parents or legal guardians can transact on behalf of you if they are registered users.

pjhindugymkhana.com reserves the right to refuse to provide you with access to the Site if pjhindugymkhana.com discovers that you are under the age of 18 years. The Site is not available to persons whose membership has been suspended or terminated by pjhindugymkhana.com for any reason whatsoever. Unless otherwise specified, the materials on this website are directed solely at those who access this website from India. pjhindugymkhana.com makes no representation that any products or services referred to in the materials on this website are appropriate for use, or available outside India. Those who choose to access this Site from outside India are responsible for compliance with local laws if and to the extent local laws are applicable.

By using the services of pjhindugymkhana.com you agree to be bound by the Terms and Conditions.

Account and Registration Obligations

"Your Information" is defined as any information you provide to us in the registration. We will protect Your Information in accordance with our Privacy Policy. If you use the Site, you are responsible for maintaining the confidentiality of Your Account and Password and for restricting access to your computer, and you agree to accept responsibility for all activities that occur under Your Account or Password. pjhindugymkhana.com shall not be liable to any person for any loss or damage which may arise as a result of any failure by you to protect your password or account. If you know or suspect that someone else knows your password you should notify us by contacting us immediately through the address provided below. If pjhindugymkhana.com has reason to believe that there is likely to be a breach of security or misuse of the pjhindugymkhana.com Site, we may require you to change your password or we may suspend your account without any liability to pjhindugymkhana.com

You also agree to:

Maintain and promptly update your Registration Data to keep it true, accurate, current and complete. If you provide any information that is untrue, inaccurate, incomplete, or not current or if pjhindugymkhana.com has reasonable grounds to suspect that such information is untrue, inaccurate, not current or not in accordance with the User Agreement, pjhindugymkhana.com has the right to indefinitely suspend or terminate your login ac and refuse to provide you with access to the members login in Site.

Payment Cancellation by pjhindugymkhana.com

Please note that there may be certain payment that we are unable to accept and must cancel. We reserve the right, at our sole discretion, to refuse or cancel any payment for any reason. Some situations that may result in your payment being cancelled include problems identified by our credit and fraud avoidance department. We may also require additional verifications or information before accepting any payment. We will contact you if all or any portion of your payment is cancelled or if additional information is required to accept your payment. If your payment is cancelled after your payment is received by us, the said amount will be refunded back to you.

Debit/Credit Card Details

You agree, understand and confirm that the debit or credit card details provided by you for availing of services on pjhindugymkhana.com will be correct and accurate and you shall not use the debit or credit card which is not lawfully owned by you, i.e. in a debit or credit card transaction, you must use your own debit or credit card. You further agree and undertake to provide the correct and valid debit or credit card details to pjhindugymkhana.com. Further the said information will not be utilised and shared by pjhindugymkhana.com with any of the third parties unless required for fraud verifications or by law, regulation or court order. pjhindugymkhana.com will not be liable for any debit or credit card fraud. The liability for use of a card fraudulently will be on you and the onus to 'prove otherwise' shall be exclusively on you.

Electronic Communications

When you visit the Site or send emails to us, you are communicating with us electronically. You consent to receive communications from us electronically. We will communicate with you by email or by posting notices on the Site. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.